All Calculators

Your monthly home-loan payment from price, down payment, rate and term — with property tax, insurance and PMI, plus a full amortization schedule.

A full month-by-month payoff schedule for any loan — the principal-vs-interest split, payoff date, and how much extra payments save in interest and time.

How much house can you afford? The 28/36 debt-to-income rule turns your income, debts and down payment into a realistic price range.

Buying versus renting and investing the difference — net worth on one chart, with the break-even year that decides it.

Analyze any rental: monthly cash flow, cap rate, cash-on-cash return and gross yield, plus total profit stacked over your holding period.

How much to put down, and how it changes your loan, payment and PMI — with a side-by-side of levels and how long it takes to save.

Find the year buying beats renting — a cost-crossover chart that factors appreciation, rent growth and the returns a renter earns on the down payment.

The ratio lenders check first — your front-end and back-end DTI from income and debt payments, on a gauge against the lender scale.

Project your home's future value and total gain from an annual appreciation rate — with an optional inflation adjustment to see it in today's money.

The capitalization rate and net operating income for a rental — the unlevered yardstick investors use to compare income properties regardless of financing.

The annual cash-on-cash return and monthly cash flow on a financed rental — what the cash you actually invested earns once the mortgage is counted.

Estimate the fees on top of your down payment — lender fees, title, escrow and prepaids — and your total cash to close, with an itemized breakdown.

See how extra monthly payments, a one-time lump sum, or biweekly payments pay off your mortgage years early — and exactly how much interest you'd save.

Should you refinance? Compare your current loan to a new rate and term to see monthly savings, when you break even on closing costs, and lifetime interest saved.

Gross and net rental yield from the price and rent — with a breakdown of where the rent goes and how the yield shifts if you pay more or less.

Annual and monthly property tax from your home value, assessment ratio, local rate and exemptions — plus your true effective rate.

The flagship tool: lump sum plus contributions, with compounding frequency, inflation and tax options — watch decades of growth on one chart.

What will your money be worth later? A lump sum, regular deposits, or both — with the ordinary/due timing toggle and a year-by-year table.

A bonus, an inheritance, idle savings: see what a single investment grows into, how fast it doubles, and what it's worth after inflation.

No lump sum needed — just consistency. Project a fixed monthly investment, with optional annual raises as your income grows.

Future money is worth less than money in hand. Discount any future amount back to today's dollars at your chosen rate.

Project an ETF position with contributions — and see how much the fund's expense ratio quietly costs you over the years.

Add every buy lot to find your true average cost per share, total shares and total invested — plus current profit or loss.

Invest a fixed amount every month through ups and downs — see where consistent, automatic investing could take you.

Estimate the maturity value of a systematic investment plan from your monthly amount, expected return and tenure.

Combine your current balance, ongoing contributions and an expected return to project your whole portfolio's future value.

Enter each holding and its target percentage to see exactly how much to buy or sell to return to your intended mix.

List everything you own and everything you owe to find your net worth, with a clear assets-versus-liabilities breakdown.

Pick a target — a deposit, a fund, a trip — and get the exact monthly amount to hit it, or how long your current pace will take.

Size your safety net in months of essentials, see how far along you are, and how long until it's fully funded at your pace.

Project the inflated cost of college, track your plan against it, and find the monthly amount to fully fund a 529 by enrolment.

Enter your trip budget and travel date to get the exact monthly amount to save — and land your holiday paid for, in cash.

Monthly payment, total interest and payoff date for any fixed-rate loan — with an amortization chart and extra-payment savings.

Monthly payment plus the real APR once the origination fee is baked in — and exactly how much lands in your account.

Your real car payment with sales tax, down payment and trade-in folded in — plus the amount financed and total interest.

How long to clear a card balance at your monthly payment — or the payment needed to be debt-free by a date — plus the interest it costs.

List every debt and a budget: see the smallest-balance-first payoff order, your debt-free date, and the interest you save.

The highest-interest-first plan that costs the least: payoff order, debt-free date, total interest and how much the avalanche saves.

Your nest egg at retirement age, a safe monthly income by the 4% rule, and how long the money lasts in drawdown — the whole arc.

The question that matters: at what age can you afford to stop? Plus what saving an extra $200 or $500 a month buys you.

Your FI number and date from income, spending and savings — and the famous savings-rate table that makes the math shockingly simple.

The amount invested today that compounds into full retirement by itself — so every dollar you earn after only has to fund the present.

From share price and payout to a real income stream — projected year by year with dividend growth and reinvestment.

Reinvest or take the cash? Both paths on one chart, with dividend growth, price growth and the compounding gap between them.

Banks quote an APR; your money earns the APY. Convert between them and compare daily, monthly and annual compounding.

The one honest number behind any quoted rate — for savings and loans alike, at seven frequencies up to continuous compounding.

Divide 72 by the rate: years to double your money. Check the mental shortcut against the exact answer, and watch doublings stack.

Did it pay off? Total return on any investment plus the annualized rate (CAGR) that makes it comparable to everything else.

Compound interest working against you: what today's money will actually buy later, and how fast purchasing power halves.